Elevation Certificate in Bergen County, NJ

Do you need flood insurance for your home or business in Bergen County? If so you should look into getting an Elevation Certificate with Omland & Osterkorn. We at Omland & Osterkorn are an experienced and proficient engineering firm that can grant you an Elevation Certificate in Bergen County NJ for your property. 

What is an Elevation Certificate in Bergen County NJ? It's a certificate that shows if your property is within a flood zone and how extensive the flood risks are. The National Flood Insurance Program uses Elevation Certificates to document base elevation levels in commercial and residential areas.

Elevation Certificate in Bergen County NJ

Elevation Certificates are important for the Federal Emergency Management Association (FEMA), so they can better study floods and prepare for potential flood emergencies in the future. If you have flood insurance, an Elevation Certificate in Bergen County, NJ, can help lower your rates if in case there is a flooding emergency. An elevation certificate is also an important tool for ensuring that flood management and elevation is in compliance with municipal regulations.  

If your property isn't at a flood risk, you would still need an Elevation Certificate as form of verification. Omland & Osterkorn has surveyors that can inspect your property and determine whether you would need an Elevation Certificate in Bergen County NJ. Our signature and raised seal will validate that the Elevation Certificate you have is an approved one.

If you would like more information on Elevation Certificates in Bergen County NJ or would like to schedule an appointment with Omland & Osterkorn, contact us at (201) 899-3413.

Omland & Osterkorn - Your trusted source for an Elevation Certificate in Bergen County NJ.

Elevation Certificate in Bergen County, NJ

Many property owners find themselves in need of an Elevation Certificate in Bergen County, NJ after receiving notification from their lenders that their property is in a potential flood hazard area. Without an Elevation Certificate, flood insurance companies rate your premiums in the highest, most expensive tier, because they assume the highest risk in the absence of better, more accurate information.

An Elevation Certificate is an important tool that documents your building’s elevation. This fact sheet provides valuable information for homeowners about their level of flood risk. These certificates can only be completed by a licensed surveyor.

Elevation Certificates require several elevation or vertical measurements of the affected structures. The process that calculates flood insurance premium amounts takes all of the differences in elevation into account and determines a premium that is based on a weighted likelihood of damage in the event of a flood.  An inventory and certification of flood openings (or "flood vents") in crawl spaces or basements is also a necessary part of the process. Flood vents are used to allow passage of flood waters in and out of these areas of structures to avoid wall failure from hydro-static pressure. Such hydro-static pressure can be caused from flood waters trying to get into a structure during the event, or trapped flood waters trying to get out of a structure after the water has receded.

This can seem like a complicated process, but a skilled and knowledgeable land surveyor will be able to complete a flood elevation survey efficiently and provide you with an accurate elevation certificate efficiently at a fair price. The expense of a proper elevation certificate can seem like a rounding error compared to the amount of money it could save you in insurance premiums down the road. 

Omland & Osterkorn is an engineering and surveying with a proven track record of completing elevation certificates in Bergen County, NJ.

To learn more about getting an elevation certificate in Bergen County, NJ, call Omland & Osterkorn at (201)899-3413. 

Omland & Osterkorn - Your trusted surveyors for an elevation certificated in Bergen County, NJ.

Flood Elevation Certificate in Bergen County, NJ

New Jersey has a flooding problem. Be it flooding, hurricanes, even super storms, New Jersey communities have suffered extensive flooding and water damage over the past decade. That makes flood protection, and flood insurance, more important than it has been in recent memory. But if you are trying to get flood insurance, you will find that you need something called a “flood elevation certificate” to get the best possible rate or to even get insurance at all. And to get that flood elevation certificate, you will need to hire a skilled and certified land surveyor.

Land surveyors will carefully study your property, be it commercial or residential, to determine the base flood level of your property. When they are finished, they will present you with a Flood Elevation Certificate. These certificates are used for purposes of record keeping, but also to use in studies by organizations like FEMA (the Federal Emergency Management Association) to improve national flood preparedness. You can be comfortable in knowing that the time and effort you spend getting your certificate is going to help prevent loss of property and life due to flooding.

Insurance companies ask for Flood Elevation Certificates because they need to add that information to their actuarial tables to determine what to charge you for insurance. The less of a flood risk you are according to the elevation certificate, the lower your insurance rates. Having a Flood Elevation Certificate can help to save you a lot of money when you add up all the savings over the life of your property.

Omland & Osterkorn are skilled land surveyors and engineers with extensive experience getting flood elevation certificates in Bergen County, NJ. They can get your elevation certificate survey done efficiently and accurately so that you can pay a fair insurance rate for your property.

To schedule a survey for a flood elevation certificate in Bergen County, NJ, call Omland & Osterkorn at (201)899-3413.

Omland & Osterkorn – Your trusted surveyors for a flood elevation certificate in Bergen County, NJ.