- To determine the flood insurance policy rates. Without an Elevation Certificate, your home may not be rated properly and you could be paying unnecessarily high rates.
- Rebuilding the structure after a disaster to the proper elevation to protect it in the future.
- Remodeling a property or raising it to help mitigation future losses from flood disasters.
Thursday, October 31, 2019
Are you looking for an Elevation Certificate in Bergen County NJ?
Omland & Osterkorn is an experienced and accomplished engineering firm that can provide you with an Elevation Certificate in Bergen County NJ.
A Flood Elevation Certificate documents your building’s elevation. If you live in a high-risk flood zone, you will need an Elevation Certificate before you can obtain an accurate flood insurance policy quote. Your insurance agent needs this information to compare your building’s elevation to the Base Flood Elevation (BFE), which determines how high the water will rise during a base flood.
Elevation certificates also documents the elevation of your building for the floodplain managers enforcing local building ordinance, and for insurance rating purposes. The need for an elevation certificate is very important if you are living in a high-risk area that is prone to flood which can have disastrous after effects.
How to Get an Elevation Certificate:
If you are starting the process from scratch, check with your local government to raise the profile or certification in your home. If none of these are available, you will need to contract a state-certified surveyor, architect or designer to do the elevation certificate. The cost of the elevation certificate will vary depending on your location and the complexity of the job.
Please Note: An Elevation Certificate does not expire. However, newer Elevation Certificates require additional information that older ones do not offer. In order for an agent to offer you a quote on a high-risk flood policy, you may need to update your Elevation Certificate. Unfortunately, this may require that you again enlist the services of a surveyor or architect to provide that additional information.
When You Need a New Elevation Certificate: If you make substantial changes to your building in a high-risk area—for example, you make an addition to your home or convert the garage to living space—you likely need a new EC to reflect the new building characteristics and Lowest Floor Elevation.
When You Do Not Need a New Elevation Certificate: As long as the structure information on your elevation certificate is accurate, you do not need a new one. If you get an elevation certificate from the previous property owner or have a copy of the one on file with your community, your insurance agent can use the certificate to rate your policy. If your community adopted new FIRMs and your building has not changed, your insurance agent can rate your policy using the information on the old elevation certificate and the FIRM used to rate your policy. However, you might need to provide additional information, such as new photographs of your home or business.
Why you need an Elevation Certificate:
For more information about elevation certificates in Bergen County NJ, speak to one of our engineers at 973-647-7820.
Omland & Osterkorn – Your Trusted Elevation Certificate Surveyors in Bergen County NJ.
Wednesday, October 23, 2019
Are you looking for land surveys in Bergen County NJ?Omland & Osterkorn provides our clients with a large variety of land surveys in Bergen County NJ.
Who is a Land Surveyor?
Working as a land surveyor is one of the most exciting things in the engineering and real estate fields. However, a lot of people also seem to be confused over what these people do. In this article, we will be providing a detailed explanation of how land surveyors help in real estate development and construction. Surveying
On the face of it, surveying it measurement. Whether it is on land, the sea, or the sky, surveying its mapping out a piece of real estate. So, you really can find surveyors pretty much everywhere; from the deep urban jungles to the heights of the polar regions. The job of a general surveyor is to find, ascertain, and record the lines that mark the boundaries of a piece of property or real estate. Some surveyors start out as explorers, going into new lands and understanding the distinctions between regions. Some begin to work for real estate developers, helping them to divide property into various sectors. In any area that gas been market for development settlement, surveyors will be required to ensure that boundaries are effectively and accurately drawn in order to avoid cases of people trespassing on other peoples' lands or stretching their into some protected areas. The Land Surveyors' Job Description
As we have established earlier, there are various types of surveyors. Land surveyors, however, help to perform measurements that relate to the development of a map of an area. A land surveyor might work in an office, in the field, or combine both, depending on the nature of the task that they will need to undertake. Land surveyors work with field equipment such as theodolites, GPS trackers, and terrestrial scanners. To ensure that their work is foolproof, they take pictures and make calculations. Also, their maps and measurements are done with the use of sophisticated development software. It is also important to note that land surveyors can work for more than just the real estate developers.
They perform surveys on areas marked as potential mining spots, they help map out routes for building tunnels, and they provide assistant for major construction projects as well. Apart from just measuring land, surveyors could work as consultants for building engineers, architects, and developers. All of these and more are their duties, and in order to carry them out effectively, they will need to keep in touch with appropriate property laws and real estate regulations. Land surveyors also come in various forms:
- There are boundary land surveyors, who identify property lines and determine where a construction or real estate project should be situated to avoid disputes
- Construction or engineering surveyors find the exact location of buildings and roads, or the proper depth that a foundation will need to go to. These people discover changes in property lines and understand the potential restrictions of a property. They can also help survey road topographies.
- Forensic land surveyors account for accident scenes and survey them for their potential landscape effects
- Geodetic surveyors record satellite and aerial observations to measure areas on the surface of the Earth
- Marine surveyors use water bodies to find shorelines, the depth of water bodies themselves, water topography, and more.
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