In today’s day and age, the number of natural calamities that one is faced with is enormous. It is always necessary to be prepared rather than be sorry. One of the calamities that all of us are aware of is floods. Once you are attacked by a flood a lot of your personal belongings may be ruined and even worse your house may suffer serious damage. This is precisely why being prepared for the flood is very important. How can one be prepared is the obvious next question. The answer is to get insurance, but there is one important certificate that you will need in order to get insurance and that is the Elevation certificate.
What is an elevation certificate?The Elevation certificates are provided after careful measurement from a particular tool that is provided by the Federal Emergency Management Association. This helps in understanding the
elevation, meaning the height at which your particular house has been placed and how much of a risk it is going to face from an impending flood if there is going to be one. Once you have the assessment, claiming the insurance will be easier and you will get a fairly clear idea of how much of a risk the floods are going to pose to your house or apartment.
How is it useful?All houses need to have insurance against natural calamities like floods and earthquakes, etc. Having an elevation certificate will give you an idea about how much you should be paying for the insurance. The insurance prices will come down based on the rating you get on these elevation certificates. It basically gauges how much potential damage is going to occur to your house based on the elevation of your house during an unfortunate situation such as a flood that may occur. After the house has been inspected and you have received your elevation certificate, you may sometimes discover that your house isn’t at flood risk. So if you are wondering that getting the elevation certificate serves no purpose, then you aren’t more wrong. Because if you get a certificate that confirms that your house is not at risk then there is a chance that your flood insurance can be waived off.
Where to get an elevation certificate done?Schedule an appointment with Omland & Osterkorn and receive your elevation certificate at a time and an affordable price.
For more information about elevation certificates in Bergen County NJ, speak to one of our engineers at 973-647-7820.