Tuesday, November 19, 2019

Elevation Certificates


Are you looking for an Elevation Certificate in Bergen County NJ?

In today’s day and age, the number of natural calamities that one is faced with is enormous. It is always necessary to be prepared rather than be sorry. One of the calamities that all of us are aware of is floods. Once you are attacked by a flood a lot of your personal belongings may be ruined and even worse your house may suffer serious damage. This is precisely why being prepared for the flood is very important. How can one be prepared is the obvious next question. The answer is to get insurance, but there is one important certificate that you will need in order to get insurance and that is the Elevation certificate.

What is an elevation certificate?

The Elevation certificates are provided after careful measurement from a particular tool that is provided by the Federal Emergency Management Association. This helps in understanding the
elevation, meaning the height at which your particular house has been placed and how much of a risk it is going to face from an impending flood if there is going to be one. Once you have the assessment, claiming the insurance will be easier and you will get a fairly clear idea of how much of a risk the floods are going to pose to your house or apartment.

How is it useful?

All houses need to have insurance against natural calamities like floods and earthquakes, etc. Having an elevation certificate will give you an idea about how much you should be paying for the insurance. The insurance prices will come down based on the rating you get on these elevation certificates. It basically gauges how much potential damage is going to occur to your house based on the elevation of your house during an unfortunate situation such as a flood that may occur. After the house has been inspected and you have received your elevation certificate, you may sometimes discover that your house isn’t at flood risk. So if you are wondering that getting the elevation certificate serves no purpose, then you aren’t more wrong. Because if you get a certificate that confirms that your house is not at risk then there is a chance that your flood insurance can be waived off.

Where to get an elevation certificate done?

Schedule an appointment with Omland & Osterkorn and receive your elevation certificate at a time and an affordable price.

For more information about elevation certificates in Bergen County NJ, speak to one of our engineers at 973-647-7820.

Thursday, November 7, 2019

What a Property Survey Is Used For?

Property survey in Bergen County NJ
It is not uncommon to hear about land disputes among members of a community or a colleague or friend reporting that their next-door neighbor is encroaching on their property and they have no idea what to do.
Do any of the scenarios above sound familiar? Have you ever heard anyone complain of these or have you been a victim yourself? If No, then you are in luck because these situations are quite common but if Yes, then there is a way to resolve the issue. Through the use of a property survey.
Do you need to conduct a property survey in Bergen County NJ?
Omland & Osterkorn provides a large variety of Property Survey services for clients in Bergen County NJ.

What is a Property Survey?
A property survey refers to the graphic depiction of a property, much like a map, outlining its legal boundaries and other features. While property surveys typically are not required during real estate transactions, they're extremely useful tools that can clear up a whole lot of confusion immediately and even in the future.
To better understand what a property survey is, let us look at what a property surveyor does as this will help give context to the definition above. A property surveyor is one who will research properties before they look at the land. They will study the history of the deed and may include title search. Searching for this title ensures there is no difference when it comes to land owners. All property surveys begin with a study of legal descriptions of the land, the survey and its history. The surveyor will go outside the plot and outline the land, its boundaries and the various elements that make up your property. After the survey, they will provide a detailed map of the legal boundaries of the property. The survey will also include a written description of the property, street address, location of adjacent buildings and properties, and any improvements the landlord may make to the property or land.
A property survey also contains rights-of-way and easements. These are elements that detail what to do with shared yards or driveways, or if your neighbor has a right of way to the street or alleyway between your homes.
What is a Property Survey Used For?
There are various uses of a property survey however, below are some of the most important uses of a property survey:
·         To mark boundaries: the number one importance of property survey is to mark boundaries and create boundaries. This will help to different your property from your neighbors own. It will also help to ensure you are on the right piece of land and you are not encroaching into government land or other people’s own.
·         Zone Classification: this will help you know if your property is in a house or a light industry. This section of the study reports only about your zoning and classification. After completing the research, it is possible to obtain more advice on the use of the property in accordance with the zoning procedures and other legal advice on the equity of the survey.
·         Improvement: the survey will usually certify that the buildings and other improvements, alterations, and repairs to your property that exist at the time of the survey are not in violation of laws or other restrictions.
To schedule a property survey in Bergen County NJ,
speak to one of our surveyors at 973-647-7820.
Omland & Osterkorn – Your Trusted property surveyors in Bergen County NJ.

Engineers in Northern NJ

Omland & Osterkorn are certified  Engineers in northern NJ  with more than two decades of combined experience.   Engineers in Northern N...