Are you looking for an Elevation Certificate in Bergen County NJ? Omland & Osterkorn is an experienced and accomplished engineering firm that can provide you with an Elevation Certificate in Bergen County NJ.
If you just bought your first property, it means you have little to no idea what an elevation certificate is.
An elevation certificate is a document that determines the height of a building's lowest floor to determine the flood risks.
In this article, we discuss everything you need to know about elevation certificates, including what they are, why you need them, and how to obtain one.
What is an Elevation Certificate?
An elevation certificate is a document prepared by a licensed surveyor that shows the elevation of a building and its lowest floor in relation to the base flood elevation.
The base flood elevation is the level at which the floodwater is expected to rise during a 100-year flood event. The elevation certificate also shows the location of the building and its flood zone designation.
In summary, if you are a property owner, an elevation certificate provides critical information about your property's elevation, which is crucial in determining the level of risk your property may face during a flood.
Why do You Need an Elevation Certificate?
An elevation certificate is necessary for a few reasons:
1. Determining Flood Insurance Requirements: One of the primary reasons to get an Elevation Certificate is to determine if your property is in a flood zone and what type of flood insurance you may need. If your property sits in a high-risk flood zone, you may be required to purchase flood insurance, and insurance costs will be based on the elevation of your property.
2. Protecting Your Property: An Elevation Certificate can help protect your property from potential damage during a flood. If your property is at or above the BFE, it may be less likely to be damaged by floodwaters. On the other hand, if your property is below the BFE, it may be at a higher risk of damage and in need of additional protection measures.
3. Improving Property Value: Having an Elevation Certificate can also help increase your property's value in the future by helping you determine the best way to construct your buildings so that it doesn't get affected by the flood.
How to Obtain an Elevation Certificate
To obtain an elevation certificate, you will need to hire a licensed surveyor. The surveyor will visit your property and take measurements to determine the elevation of the building's lowest floor. The surveyor will also consider the building's construction and foundation to determine its flood risk. Once the survey is complete, the surveyor will prepare the elevation certificate.
Get Elevation Certificates for Your Property from the Experts
Elevation certificates are essential for homeowners in flood-prone areas. They help determine the cost of flood insurance premiums and keep your property safe in the long run. However, to obtain an elevation certificate, you will need to hire a licensed surveyor to measure the elevation of your building's lowest floor. Omland & Osterkorn are professional surveyors in New Jersey that can help you get a comprehensive elevation certificate to safeguard your properties.
Omland & Osterkorn – Your Trusted Elevation Certificate Surveyors in Bergen County NJ.