Elevation Certificate in Bergen County
When constructing a house, the biggest consideration you need to consider is the risk of flood.
According to FEMA, floods are one of the most common hazards in the US. Statistics from the National Flood Insurance Program (NFIP) even cite a 1 In 4 chance of homes built in high-risk flood zones being the most common properties at risk of flood.
Fortunately for property owners in Bergen County, New Jersey, evading these high flood risks before erecting their structure is possible through an elevation certificate.
What is an Elevation Certificate?
An elevation certificate is a document issued by the National Flood Insurance Program (NIFP) after assessing your property’s susceptibility to flooding risk. This certificate will identify the most important features of your Bergen property, from its location to its flood zone, elevation at the lowest floor point, and other building characteristics necessary to determine your property’s risk of flood.
Why are Flood Elevation Certificates Necessary in Bergen County, New Jersey?
In recent years, flooding has been a common challenge for many US states, leaving property owners with severe damages and costly maintenance. For this reason, engineering firms will always encourage property owners to safeguard their investments by getting an elevation certificate. How does this work?
Ignorance of property’s flood zone is one of the leading causes of water damage from flooding. Luckily, an elevation certificate provides property owners with the awareness and information they need about the possible risks of flood on their property and how to mitigate them. That’s not all!
Elevation certificates also make getting flood insurance for your property easy. The certificate will help insurance companies determine a proper insurance rate that successfully covers damages that may arise when your property is threatened with flood risks.
How Do You Get a Flood Elevation Certificate in Bergen County?
Many homes already have an elevation certificate on file. The best way to know if the property you want to purchase has an elevation certificate is to ask the seller or property manager if they have it.
Then again, if you just bought a new property without an elevation certificate after a land survey, the right move is to get a new one from a professional engineering firm with expert land surveyors on their team.
Most people try to obtain an elevation certificate on their own, but a drawback to this is that it can be costly and time-consuming.
Professional engineering firms in Bergen County, like Omland & Osterkorn, will evaluate your property and provide a flood elevation certificate that helps you protect your home the right way.
Omland & Osterkorn – Your Trusted Source for Land Surveys in Bergen County NJ.