Are you looking for an Elevation Certificate in Bergen County NJ?
A home is a dream of every man. Each one of us dreams of living in a place that resembles us, our journey and our stories. And so it can be said that the idea of a home is unique to every individual. And this is probably why each one of us invests a bucket load of our time and emotions in building one that fits our idea of a house.
Now building a home is a big deal and it consists of many steps. And this is right where our engineering firm comes into the picture. At Omland and Osterkorn, Inc we provide our clients with residential, municipal and commercial services and help them in building their dream house.
But before building a house an important step needs to completed, that is of procuring the elevation certification NJ. Let’s discuss it in a little detail in the next section.
Now, if you are living in an area that is prone to floods and are trying to get flood insurance then one of the documents that you will be asked to produce is an elevation certificate to purchase your insurance. This certificate determines your property’s susceptibility to flooding damage and hence is considered an important paper.
The document is issued by NFIP, Federal Emergency Management Administration. This certificate documents important characteristics of your property like its location, flood zone, the elevation of its lowest story, etc. And on the basis of this certificate, your flood insurance premium is decided by the insurance agent.
The certificate is used to determine your insurance premium by estimating the likelihood that the rising water in case of a flood will reach the lowest story of your home. For this calculation, the floor elevation of your home is compared with the base flood elevation of your location. The further above base elevation your lowest story is located, the lower will be your premium.
So, if you are ready to construct your home and you are doing that in a flood-prone area, then make sure to get your elevation certificate so you can avoid any problems in the upcoming future!
A home is a dream of every man. Each one of us dreams of living in a place that resembles us, our journey and our stories. And so it can be said that the idea of a home is unique to every individual. And this is probably why each one of us invests a bucket load of our time and emotions in building one that fits our idea of a house.
Now building a home is a big deal and it consists of many steps. And this is right where our engineering firm comes into the picture. At Omland and Osterkorn, Inc we provide our clients with residential, municipal and commercial services and help them in building their dream house.
But before building a house an important step needs to completed, that is of procuring the elevation certification NJ. Let’s discuss it in a little detail in the next section.
What is elevation certification, NJ?
Now, if you are living in an area that is prone to floods and are trying to get flood insurance then one of the documents that you will be asked to produce is an elevation certificate to purchase your insurance. This certificate determines your property’s susceptibility to flooding damage and hence is considered an important paper.
The document is issued by NFIP, Federal Emergency Management Administration. This certificate documents important characteristics of your property like its location, flood zone, the elevation of its lowest story, etc. And on the basis of this certificate, your flood insurance premium is decided by the insurance agent.
What is the elevation certificate used for?
The certificate is used to determine your insurance premium by estimating the likelihood that the rising water in case of a flood will reach the lowest story of your home. For this calculation, the floor elevation of your home is compared with the base flood elevation of your location. The further above base elevation your lowest story is located, the lower will be your premium.
So, if you are ready to construct your home and you are doing that in a flood-prone area, then make sure to get your elevation certificate so you can avoid any problems in the upcoming future!
For more information about elevation certificates in Bergen County NJ, speak to one of our engineers at 973-647-7820.
Omland & Osterkorn – Your Trusted Elevation Certificate Surveyors in Bergen County NJ.
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